Gold Rate Today — India (Full city comparison & district variation)
Last updated: 23 Oct 2025 — retail rates shown below are the published city retail rates (per gram) from leading market pages. Rates include the daily market movement but exclude separate making charges (making charge & its GST are shown in the tax section).
Quick national snapshot
Typical 24K retail prices today are around ₹12,500–₹12,630 per gram in major metro cities, which is about ₹1,25,000–₹1,26,300 per 10 grams.
(Exact city numbers in the table below.)
City-wise rates (24K & 22K) — per gram and per 10 grams
Source pages used: GoodReturns / Groww / LiveMint (links in the references below).
| City | 24K (₹ / gram) | 24K (₹ / 10 g) | 22K (₹ / gram) | 22K (₹ / 10 g) | Note |
|---|---|---|---|---|---|
| Mumbai | ₹12,588 | ₹125,880 | ₹11,539 | ₹115,390 | Large bullion market — small intraday moves. |
| Delhi | ₹12,603 | ₹126,030 | ₹11,554 | ₹115,540 | Capital city retail quotes slightly higher here. |
| Chennai | ₹12,588 | ₹125,880 | ₹11,539 | ₹115,390 | Southern demand strong during festival season. |
| Bengaluru (Bangalore) | ₹12,588 | ₹125,880 | ₹11,539 | ₹115,390 | IT city — retail rates similar to other metros. |
| Hyderabad | ₹12,588 | ₹125,880 | ₹11,539 | ₹115,390 | Gold demand & local supply affect quotes. |
| Ahmedabad | ₹12,593 | ₹125,930 | ₹11,544 | ₹115,440 | Gujarat market — small premium possible for jewellery. |
| Kolkata | ₹11,786.68 | ₹117,866.80 | ₹10,608.00 (approx) | ₹106,080 (approx) | Retail quotes can be lower than some metros today. |
| Pune | ₹12,487.94 | ₹124,879.40 | ₹11,447.28 | ₹114,472.80 | Nearby Mumbai — small difference due to local factors. |
How to read this table: the table shows retail published rates (per gram) for 24-carat and 22-carat gold; per-10g is simply 10 × per-gram. These are retail quotation pages and reflect the commonly published retail rate — individual jewellers may add different making charges, leading to the final price you pay.
Why city / district rates vary (short explanation)
- Local demand & festival season: High local demand (festival/wedding season) can push small city premiums.
- Transport & insurance costs: Moving bullion between centres adds costs that some dealers pass to retail quotes.
- Local competition & inventory: Areas with many dealers (big bullion markets) often have tighter spreads; smaller towns may show small premiums.
- Timing / update lags: Different portals and jewellers update their live rates at slightly different times — this creates momentary differences across districts.
Taxes & making charges (what affects the final invoice)
Important tax facts:
- GST on gold (metal value): 3% (1.5% CGST + 1.5% SGST) applied on the value of gold jewellery/coins/bars at retail invoice.
- GST on making charges: Making charges (the fee charged by the jeweller to craft the jewellery) generally attract 5% GST separately.
- Hence final price example: If 10g of 24K is ₹1,25,880, then add GST @3% on that value (₹3,776.40) plus any making charges + 5% GST on making charges — that yields the invoice amount you pay to the jeweller.
Short comparison & tips
Comparison: Today the range between metros is small (a few hundred rupees per 10g). For example Mumbai (₹125,880 per 10g) vs Delhi (₹126,030 per 10g) — the difference is only ₹150 per 10g. Kolkata is noticeably lower today vs other metros in the set shown.
Buying tips: (1) Always check the jeweller's final invoice (price + GST + making charges). (2) Ask for a bill and hallmark certificate. (3) If buying as investment, consider sovereign gold bonds or 24K bullion coins (they have different taxation/charges).
How to check district / town rate (quick)
- Open a reliable live rates page (examples: GoodReturns, Groww, LiveMint) and select your city or nearest market.
- Compare the per-gram number and multiply ×10 for per-10g if you prefer that unit.
- Call 2–3 local jewellers — ask their final invoice price (including making charges & GST) before purchase.
If you want, I can now: (A) fetch rates for specific districts/town names you give me, (B) format this page for your blog with schema/structured data, or (C) produce a Tamil translation for local readers.
Reviewed by NK
on
October 23, 2025
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